P.O. Box 3907
Gardena, CA 90247-7599
Call toll-free:
1-888-293-4903 Option 2

Since 1995, the Dental Service Center has offered the Member Select Dental and Vision Care plans - plans designed for employed and retired credit union members who do not have access to employer group plans.

New for 2014...Our Cigna PPO benefits have been enhanced.

You are eligible to enroll in a dental and/or vision care plan option beginning April 15 through
June 6, 2014
, for a full plan year that begins July 1, 2014. Subsequent partial plan year enrollment is available with enrollment required not less than 15 days prior to the beginning of the following month's coverage.

Call the Dental and Vision Care Service Center toll-free for an Enrollment Kit or questions at
1-888-293-4903 Option 2 and be sure to let us know the name of your California credit union.
.

The hours are 8am to 4pm Pacific, Monday through Friday, or leave a message to be called back on the next business day.

NOTE: These plans are designed for members of credit unions that belong to the California and Nevada Credit Union League.

Download and Print the ENROLLMENT KIT

 

Your spouse and dependent children up to age 26 are also eligible for dental coverage under these programs.

  • Minimize out-of-pocket expenses with the CIGNA Dental HMO, a managed care dental program

  • No deductible, no maximums, and no claim forms to file.

  • No charge for most diagnostic and preventative services.

  • For other services, the sample Patient Charge Schedule in your enrollment kit lists your fixed co-payments for covered procedures. The complete list is mailed upon enrollment in the Dental HMO plan.

  • Orthodontic coverage is available for children up to age 19 and adults.

  • Finding a CIGNA Dental Care HMO network dentist near your home is easy. Visit the dental office locator at www.cigna.com, or call a representative at 1-800-244-6224.

  • Out-of-network benefits are not available with the CIGNA Dental HMO.

There are no CIGNA HMO offices in the following states: AK, DE, HI, ID, ME, MT, ND, NH, NM, PR, RI, SD, VT, WV, WY

Payment Options

Quarterly

Annual

Member Only 73.32 293.28
Member + One 138.09 552.36
Member + Family 193.47 773.88

These rates are in effect for the plan year July 1, 2014 through June 30, 2015. Rates are subject to change for each new plan year. If you enroll for coverage to begin on October 1 or January 1, your annual rate will be prorated.

  • Save on out-of-pocket expenses for treatment when you visit general dentists or specialists in our large national CIGNA Dental PPO Core network - more than 87,500 dentists nationwide.

  • Or use out-of-network benefits when you visit any dentist you choose. Your out-of-pocket expenses will be higher when you visit an out-of-network dentist.

  • In-network or not, you'll be reimbursed for all or part of the costs for covered procedures up to your annual dollar maximum. Your annual dollar maximum in-network is $2,000 or out-of-network $1,500 after meeting your deductible.

  • Enhanced benefits now include implants, and increased benefits for periodontics and endodontics.

  • No referral is required to see a specialist.

  • Fast, accurate convenient claims processing. Most CIGNA network dentists file claim forms for you; you must file claims for out-of-network care.

  • Finding a CIGNA Dental PPO Core network dentist near your home is easy. Visit the dental office locator at www.cigna.com, or call a representative at 1-800-244-6224.

Available in
All States

Payment Options

Quarterly

Annual

Member Only

132.00

528.00

Member + One

228.93

915.72

Member + Family

370.53

1482.12

These rates are in effect for the plan year July 1, 2014 through June 30, 2015. Rates are subject to change for each new plan year. If you enroll for coverage to begin on October 1 or January 1, your annual rate will be prorated.

This coverage, provided by Vision Service Plan (VSP), the largest vision care provider in the United States, has over 29,000 participating doctor locations.

 

To locate a vision expert in the VSP Choice network, visit www.vsp.com or call 1-800-877-7195.

  • Eye exam once every 12 months

  • Prescription glasses single vision, lined bifocal, lined trifocal, and standard progressive lenses once every 12 months

  • Frames covered up to $150.00 plus 20% off any out-of-pocket cost once every 24 months

  • Contacts in lieu of glasses your $150 allowance applies to the cost
     

Your Coverage

Your Co-pays

When visiting a VSP network doctor, you'll receive:

 

Exam

every 12 months

$20.00

Prescription Glasses

 

$25.00

Lenses

every 12 months

 

Single vision, lined bifocal, lined trifocal, and standard progressive lenses

 

Frames

every 24 months

 

Frame of your choice covered up to $150, plus, 20% off any out-of-pocket costs

 

or

   

Contacts

every 12 months

No co-pay applies

 

 

 

 

 

 

 

 

 

Available in All States

Payment Options

Quarterly

Annual

Member Only 34.41 137.64
Member + One 52.32 209.28
Member + Family 74.79 299.16

These rates are in effect for the plan year July 1, 2014 through June 30, 2015. Rates are subject to change for each new plan year. If you enroll for coverage to begin on October 1 or January 1, your annual rate will be prorated.